Alan Brachfeld, CPA, CFP®, PFS, AIF®
Alan Brachfeld is a founding partner of KBK Wealth Management, a New York City-based wealth management company providing customized financial, tax, estate and investment planning services for a wide array of clients. The firm currently manages more than $600 million in assets.
With 30+ years of experience, Alan has firmly established himself as a well-revered financial professional whose vision and deep expertise have allowed him to help families and individuals, as well multinational corporations, small and midsize businesses and non-for-profit organizations, among others. Over the course of his illustrious career in wealth management, he has addressed some of the most challenging and unpredictable scenarios in the financial markets and helped protect client assets - both in good times and bad. He is a trusted advisor who influences and educates and who has provided his opinion and judgement to various TV networks.
Alan believes that the key to a successful and highly beneficial client-advisor relationship stems from seeing "the big picture" and truly understanding each client's unique challenges, goals and circumstances. From retirement planning to portfolio management to trust services, Alan meticulously reviews every single aspect of his clients' financial life and helps them get the most of their money. There is no cookie-cutter approach. No one-size-fits-all solution. In fact, he finds his greatest motivation in "digging deeper", learning as much as possible about his clients and providing customized solutions that exactly meet their specific objectives.
Professional Credentials at a Glance
In addition to serving as a CERTIFIED PUBLIC ACCOUNTANT (CPA) and a CERTIFIED FINANCIAL PROFESSIONAL™, Alan is an ACCREDITED INVESTMENT FIDUCIARY® (Designee) - the industry standard for excellence in the management and care of pension funds, 401(k)s, foundation assets, educational and nonprofit endowments and other qualified assets. He is regulated by FINRA as well as Commonwealth Financial Network.
Alan graduated summa cum laude from Brooklyn College and quickly began his practice as a CPA in corporate finance. In the mid-1980s, his vision, passion and desire to help people have led him to transition from corporate finance to independent financial planning and ultimately evolved into KBK Wealth Management.
In addition to his active involvement in professional associations, Alan is a founding director of Project Kids Worldwide, a nonprofit organization that teams with NYU Langone Medical Center Hospital to provide lifesaving heart surgery and medical treatment for impoverished children throughout the world.
Richard Kass, CFP®, AIF®
Richard Kass is a CERTIFIED FINANCIAL PLANNER™ professional with more than 25 years in the financial services industry. As a founding member of KBK Wealth Management, Richard prides himself on providing comprehensive financial advice. He is a Registered Representative, an Investment Adviser Representative of Commonwealth Financial Network®, and an Accredited Investment Fiduciary®(AIF®)—the industry standard accreditation for excellence and stewardship in the management and care of foundation assets, pension plans, 401(k)s, educational and nonprofit endowments, and other qualified monies.
Richard is also a member of the Financial Services Institute®, an independent advocacy organization working in Washington and at the state level to promote the highest ethical and fiduciary care standards to protect client assets, as well as a healthy regulatory environment that advances principles of good stewardship, accountability, and individual access to independent, competent, and affordable financial advice, products, and services.
Richard earned a BS in finance from Syracuse University. Upon graduation, he was recruited into a large Wall Street firm in the options and municipal bond departments but quickly preferred a more personal consultative approach to financial management.
Richard was an early practitioner of comprehensive financial planning and has been a CFP® practitioner in good standing since 1989. He specializes in personal retirement planning, portfolio design, and implementation for individuals, pensions, and estates with an emphasis on risk minimization and total return.
Richard is actively involved in industry groups to promote continuing education and high standards and ethics, including memberships in the Financial Planning Association® and the Institute of Certified Financial Planners.
Richard enjoys giving back to the community and has taught adult education classes for more than 10 years in the New York and New Jersey region.
A native New Yorker, he currently resides in Brooklyn with his wife, Sarah, and their children.
Richard Kass is proud to have been recognized as a Chairman's Level advisor for 2017—a distinction based on annual production attained by just 3 percent of advisors affiliated with Commonwealth Financial Network®.
Each year, Commonwealth, the Registered Investment Adviser–broker/dealer that helps us process investment transactions on your behalf, recognizes Chairman's Level advisors by inviting them to an exclusive gathering of their peers, leading industry experts, and Commonwealth home office staff. Chairman's Level advisors benefit from an intensive learning and networking experience designed to help them hone their expertise, share best practices, and provide ever-higher levels of service, education, and leadership to their clients.
Michael Kessler, CFP®, AIF®
Michael Kessler is a founding member of KBK Wealth Management and a CERTIFIED FINANCIAL PLANNER™ professional. He has more than 30 years of experience practicing financial, estate, insurance, disability, and long-term care planning.
After earning his baccalaureate from Long Island University and becoming certified as a teacher, Michael was accepted into the clinical psychology PhD program at New York University. It quickly became apparent to Michael that his business expertise and understanding personality were a perfect combination for a career in the financial service industry.
Michael regards his work with clients as relationship building rather than transactional. He has the ability to combine profound technical insight with genuine concern for clients.
Michael is a Registered Representative and an Investment Adviser Representative of Commonwealth Financial Network®. He is also an Accredited Investment Fiduciary® (AIF®) in the management and care of pension funds, 401(k)s, foundation assets, educational and nonprofit endowments, and other qualified monies.
Michael is also a member of the Financial Services Institute®, an independent advocacy organization working in Washington and at the state level to promote the highest ethical and fiduciary care standards to protect client assets, as well as a healthy regulatory environment that advances principles of good stewardship, accountability, and individual access to independent, competent, and affordable financial advice, products, and services.
Michael enjoys playing golf and spending time with his family and wife of 37 years.
Nancy Curtin, CFP®, CLTC
Nancy Curtin is an honors graduate of Columbia University and a CERTIFIED FINANCIAL PLANNER™ professional. With more than 25 years of financial and business consulting experience, Nancy has developed a reputation for providing excellent client service with her holistic approach to financial planning and outstanding client care.
Nancy is a specialist in retirement planning, wealth preservation, and estate planning. She enjoys helping her clients establish and achieve their financial goals by helping maximize retirement dollars and planning for their long-term care needs. She prides herself on creating effective financial strategies and maintaining open client communication.
As a Registered Representative of Commonwealth Financial Network®, Nancy is committed to ongoing professional development and education. She is a member of Columbia University Alumni Association and has completed several executive management seminars and courses at Columbia University Business School.
Nancy is on the board of the Financial Planning Association, a professional group devoted to advancing the value of financial planning. She is a frequent speaker and loves to share knowledge.
Nancy is also a member of the Financial Services Institute®, an independent advocacy organization working in Washington and at the state level to ensure that all individuals have access to independent, competent, and affordable financial advice, products, and services.
As a person who knows the importance of giving back, Nancy enjoys mentoring other women in their professional development. She also loves to travel and meet new people and endeavors to cultivate health and well-being in all areas of her life.