Alan Brachfeld, CPA, CFP®, PFS, AIF®
Alan Brachfeld is a founding partner of KBK Wealth Management and has been providing financial planning, retirement, tax, estate, and investment planning services to individuals and families for more than 25 years.
Alan believes that the key to a successful client-advisor relationship stems from truly understanding the client's unique circumstances and objectives. By taking a comprehensive approach to wealth management, he is able to advise his clients in all areas of their financial lives, including retirement planning, portfolio management, and trust services. Aside from being a Certified Public Accountant and a CERTIFIED FINANCIAL PLANNERTM professional, Alan is an Accredited Investment Fiduciary®—the industry standard accreditation for excellence and stewardship in the management and care of pension funds, 401(k)s, foundation assets, educational and nonprofit endowments, and other qualified monies.
Alan graduated summa cum laude from Brooklyn College and quickly began his practice as a CPA in corporate finance. In the mid-1980s, Alan’s desire to help individuals spurred his move from the corporate side of finance into the world of independent financial planning.
In addition to his active involvement in professional associations, including the Financial Planning Association®, American Institute of Certified Public Accountants®, and the Financial Services Institute®, Alan is dedicated to community and human services. He is a founding director of Project Kids Worldwide, a nonprofit organization that teams with NYU Langone Medical Center Hospital to provide life-saving heart surgery and medical treatment for impoverished children with congenital and acquired coronary disease from underserved areas throughout the world.
Richard Kass, CFP®, AIF®
Richard Kass is a CERTIFIED FINANCIAL PLANNER™ professional with more than 25 years in the financial services industry. As a founding member of KBK Wealth Management, Richard prides himself on providing comprehensive financial advice. He is a registered representative, an Investment Adviser Representative of Commonwealth Financial Network®, and an Accredited Investment Fiduciary®—the industry standard accreditation for excellence and stewardship in the management and care of foundation assets, pension plans, 401(k)s, educational and nonprofit endowments, and other qualified monies.
Richard is also a member of the Financial Services Institute, an independent advocacy organization working in Washington and at the state level to promote the highest ethical and fiduciary care standards to protect client assets, as well as a healthy regulatory environment that advances principles of good stewardship, accountability, and individual access to independent, competent, and affordable financial advice, products, and services.
Richard earned a BS in finance from Syracuse University. Upon graduation, he was recruited into a large Wall Street firm in the options and municipal bond departments but quickly preferred a more personal consultative approach to financial management.
Richard was an early practitioner of comprehensive financial planning and has been a CFP® practitioner in good standing since 1989. He specializes in personal retirement planning, portfolio design, and implementation for individuals, pensions, and estates with an emphasis on risk minimization and total return.
Richard is actively involved in industry groups to promote continuing education and high standards and ethics, including memberships in the Financial Planning Association and the Institute of Certified Financial Planners.
Richard enjoys giving back to the community and has taught adult education classes for more than 10 years in the New York and New Jersey region.
A native New Yorker, he currently resides in Brooklyn with his wife, Sarah, and their children.
Richard Kass is proud to have been recognized as a Chairman’s Level advisor for 2015—a distinction attained by just over 3 percent of advisors affiliated with Commonwealth Financial Network.
Michael Kessler, CFP®, AIF®
Michael Kessler is a founding member of KBK Wealth Management and a CERTIFIED FINANCIAL PLANNER™ professional. He has more than 30 years of experience practicing financial, estate, insurance, disability, and long-term care planning.
After earning his baccalaureate from Long Island University and becoming certified as a teacher, Michael was accepted into the clinical psychology PhD program at New York University. It quickly became apparent to Michael that his business expertise and understanding personality were a perfect combination for a career in the financial service industry.
Michael regards his work with clients as relationship building rather than transactional. He has the ability to combine profound technical insight with genuine concern for clients.
Michael is a Registered Representative and an Investment Adviser Representative of Commonwealth Financial Network®. He is also an Accredited Investment Fiduciary® in the management and care of pension funds, 401(k)s, foundation assets, educational and nonprofit endowments, and other qualified monies.
Michael is also a member of the Financial Services Institute, an independent advocacy organization working in Washington and at the state level to promote the highest ethical and fiduciary care standards to protect client assets, as well as a healthy regulatory environment that advances principles of good stewardship, accountability, and individual access to independent, competent, and affordable financial advice, products, and services.
Michael enjoys playing golf and spending time with his family and wife of 37 years.
Nancy Curtin, CFP®, CLTC
Nancy Curtin is an honors graduate of Columbia University and a CERTIFIED FINANCIAL PLANNER™ professional. With more than 25 years of financial and business consulting experience, Nancy has developed a reputation for providing excellent client service with her holistic approach to financial planning and outstanding client care.
Nancy is a specialist in retirement planning, wealth preservation, and estate planning. She enjoys helping her clients establish and achieve their financial goals by helping maximize retirement dollars and planning for their long-term care needs. She prides herself on creating effective financial strategies and maintaining open client communication.
As a registered representative of Commonwealth Financial Network®, Nancy is committed to ongoing professional development and education. She is a member of Columbia University Alumni Association and has completed several executive management seminars and courses at Columbia University Business School.
Nancy is on the Board of the Financial Planning Association, a professional group devoted to advancing the value of Financial Planning. She is a frequent Speaker and loves to share knowledge.
Nancy is also a member of the Financial Services Institute, an independent advocacy organization working in Washington and at the state level to ensure that all individuals have access to independent, competent, and affordable financial advice, products, and services.
As a person who knows the importance of giving back, Nancy enjoys mentoring other women in their professional development. She also loves to travel and meet new people, and endeavors to cultivate health and well-being in all areas of her life.
Paul Tramontozzi, CFP®
Paul earned a BA in economics from Binghamton University in 2001. While in college, Paul had two internships that ultimately shaped his career path. The first was working closely with a financial advisor at a bank where he saw firsthand the impact that quality financial advice had on clients. His next internship was with a leading online brokerage firm on their trading desk where he was drawn to the fast pace and camaraderie.
Paul ultimately began his career on the floor of the American Stock Exchange in 2001 as an equity options specialist. During this time, Paul acquired an advanced knowledge of equity options. After leaving the floor, Paul spent 10 years trading exchange traded funds where he came to appreciate the efficiency of index based investment products and has an expert knowledge of the mechanics of these products.
Paul’s career perspective changed when he learned his father had Lewy body dementia, a cognitive disorder that causes a progressive decline in mental abilities. For the first time, Paul had to manage his parents’ finances and health care decisions. This experience gave him a new appreciation for financial planning. He is now off a trading desk, and is helping clients to ensure their financial well-being. He believes in a holistic approach to financial planning, and providing a high level of service.
Paul is a Registered Representative and Investment Adviser Representative of Commonwealth Financial Network®. In 2016, he earned the CERTIFIED FINANCIAL PLANNER™ professional certification through a rigorous education program that covered all aspects of financial planning including investments, tax, insurance, retirement, and estate.
Paul resides with his wife and two children in Westchester County, NY. Paul serves on the Board of Sharp Again Naturally, a non-profit organization that educates the public and medical community about preventing and reversing multiple causes of memory loss, dementia, and Alzheimer’s disease, and advocates for new testing and treatment protocols. He is also an active member of the Financial Planning Association of New York and the Financial Services Institute.
Here is the link to his personal site: www.paultramontozzi.com.
Alessandra Grassi has worked in the financial services industry since 2009. She is a detail-oriented financial advisor who provides individuals, families, and small businesses with guidance and education in all areas of wealth management
Her career began at Deutsche Bank in the private wealth management division. Ali’s investment philosophy begins with the central belief that her clients’ unique goals and objectives are the starting point for a road map to pursuing their life goals.
Ali’s desire to help her clients prepare for unexpected events brought her to KBK Wealth Management and Commonwealth Financial Network®. She appreciated the personal approach that the KBK team takes with their clients and their independent approach to financial planning.
Alessandra received a BS in business and economics from Leigh University and has taken continuing education courses in accounting. Ali enjoys spending time with her family and friends and currently resides in New York City.